Industry-Leading Excellence:
Best Payment Gateway APAC 2025
This prestigious industry recognition confirms 5PAY’s commitment to delivering the most innovative, secure, and high-performance payment infrastructure across the Asia-Pacific region. Partner with the leading platform engineered for your maximum growth and success.
About Us
Asia’s Leading Multi-Licensed Payment Service Provider
5PAY provides secure online payment gateway solutions for businesses across Malaysia and APAC. Accept local payment methods including FPX, DuitNow, QRIS, PromptPay, virtual accounts and bank transfers through a single payment integration.
Our platform is designed for simplicity, speed, and scalability, offering:
At 5PAY, user experience is our top priority. We continuously enhance our technology to ensure payments are completed effortlessly—often with just a single click—while supporting millions of end users across the region.
Our Mission
Building a Secure Payment Ecosystem for Global Merchants
Driven by continuous innovation, 5PAY’s mission is to build a secure and inclusive payment ecosystem that enables anyone to send and receive funds with confidence.
We specialize in:
- Payments, payouts, and settlements
- Fiat and cryptocurrency (USDT) transactions
- Customizable payment solutions tailored to every merchant
By connecting merchants with their local customers across multiple regions, 5PAY empowers businesses to grow faster, operate smarter, and scale globally.
Our Solutions
Asia’s Leading Secure Online Payment Gateway
Supported Banks
5Pay: Unlock the value of alternative payment methods
Vietnam
Payment Method
- Virtual Account
- Bank Transfer
Banks
Indonesia
Payment Method
- QRIS
- Bank Transfer
- eWallet
Banks
QR Payment
3rd Party Payment & e-Wallet
Bank Transfer
Thailand
Payment Method
- PromptPay
Banks
QR Payment
Malaysia
Payment Method
- DuitNow
- Bank Transfer
- FPX
Banks
KRW
Payment Method
- Virtual Account
Banks
Global
Payment Method
- Credit Card
Cryptocurrency
Payment Method
- Our Cashier Page
- Your Cashier Page
Coins
Why Choose 5PAY
5PAY is a Complete Payment Platform, Engineered for Growth
Fast Account Setup
Open your merchant account within 1 business day with minimal KYC.
Lightning-Fast Transactions
Deposit initiation: ~1 minute
Deposit confirmation: ~3 minutes
Affordable Transaction Fees
Enterprise-grade infrastructure with competitive, budget-friendly pricing.
Secure Banking System
Integrated with ISO-standard security protocols.
Comprehensive Security
Supported by world-class security professionals safeguarding our infrastructure.
Single
Integration
One simple integration to activate multiple payment methods.
24/7 Dedicated Support
Our expert team is always available whenever you need assistance.
Trusted Solutions
Global Compliance & Licensing
At 5PAY, compliance, security, and trust are foundational. From day one, our platform has been built to meet international regulatory and operational standards, ensuring transparency and reliability in every transaction.
Australia — AUSTRAC (Digital Currency Exchange)
- Facilitation of digital asset and fiat currency exchange
- Support for remittance and cross-border payment flows
- Regulated settlement of digital asset-related transactions
- Provision of compliant payment and value transfer services
AUSTRAC License search link using keyword "5PAY SOLUTION PTY LTD"
United States — FinCEN (MSB Registration)
5PAY Solution Ltd is a registered Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury.
This registration reflects our commitment to operating within recognized regulatory frameworks when supporting financial technology services and international settlements.
MSB Registration Details
Legal Name: 5PAY Solution Ltd
Registration Number: 31000279609564
Registration Type: Renewal
As part of this registration, 5PAY maintains policies and procedures aligned with applicable requirements under the U.S. Bank Secrecy Act (BSA), including AML and transaction monitoring obligations.
FinCEN registrations are based on information provided by the registrant. FinCEN does not approve, endorse, or recommend registered businesses.
search on legal name for 5PAY
Saint Vincent & the Grenadines (SVG)
5PAY is incorporated under the laws of Saint Vincent and the Grenadines, operating as a technology and financial services provider.
Our incorporation establishes the legal and corporate framework under which we deliver payment technology, infrastructure, and settlement services to international partners and merchants.
Across all jurisdictions where we operate or maintain registrations, 5PAY adheres to a compliance-first operating philosophy, including:
- Transaction monitoring and operational oversight
- Internal controls governing access, data handling, and reporting
- Ongoing review of regulatory and operational requirements
Our compliance structure is designed to support merchants, partners, and financial institutions that require reliability, transparency, and regulatory alignment.
Important Notice
Licensing, registration status, and service availability may vary by jurisdiction, currency, and transaction type. Certain services may be subject to additional onboarding, verification, or regulatory considerations.
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Our Partners
Our Footprints
A Journey of Global Recognition and Reach
Highlighting our presence at leading global expos and awards.
FAQs
You Ask, We Answer
1.0 Getting Started
At 5PAY, we provide a full suite of payment options so your customers can pay the way they prefer. Just let us know your preferred currency and payment method, our team will guide you through every step and have you on-boarded quickly.
Once your application is reviewed, our on-boarding team will prepare your merchant account, integration credentials, and test environment. You’ll receive clear instructions from through our dedicated support group. The on-boarding process should take place around 2–5 business days.
2.0 Integration & Setup
Integration is quick and straightforward. Depending on your dev support & integration team, the process is typically completed within 2 to 4 weeks.
Integration is straightforward and efficient. We provide API connections grouped by payment method, allowing you to connect directly to our system based on the channels you enable, whether it’s local banking, QR, or crypto through post redirecting.
3.0 Fees & Settlement
No hidden fees at all. At 5PAY, we charge only a fixed percentage per transaction, both for deposits and withdrawals. There are no setup fees, monthly charges, or maintenance costs. You only pay based on actual usage.
Settlements are processed on a T+0 basis, meaning you receive your funds on the same day the transaction is completed.
No. You can stop using our services anytime, no lock-in, no penalty.
4.0 Operations & Support
Our support team operates daily to ensure your transactions run smoothly. Simply reach out through our support chat group and we’ll respond promptly and help you resolve the issue.
Authorization: Transaction details are securely transmitted for validation.
Capture: After verification, the transaction is approved and funds are captured.
Callback: After payment completion, our system automatically sends a callback notification to your server, updating the order status in real time.
No. You can stop using our services anytime, no lock-in, no penalty.
